DMSeattle · San Diego · Jakarta

Navigating the
edge between finance,
technology & risk efficiency.

I'm Daniel — a Jakarta-based technologist working across banking systems, risk governance, automation and AI-assisted workflows. Currently building tools that make complex work easier to understand, manage and move forward.

Learning node by nodein a world of knowledge
Currently
Banking Technologist
Based in
Jakarta · UTC+7
Focus
IT Governance × AI
Latest
Portfolio v2 · 2026
AI

Ask Dani — your guide
through my work and background.

AI Agent

Meet Dani

Powered by Claude. Walks visitors through my projects, background and stack — without pretending to be me. Two agents under the hood: a guardrail and a knowledge engine.

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Dani — Portfolio AI
online
Hey! I'm Dani 👋 Got any questions about Daniel? I'm an AI built to help answer for him — ask about his work, projects, background, or anything in between.
Work

A few things I've built —
case studies inside.

About

In the messy middle
where business, systems and risk collide.

Bio
Daniel Muljono

I'm a Jakarta-based technologist working at the intersection of banking technology, governance, automation and AI workflows. My day-to-day sits where business teams, systems, regulations and internal controls collide — and where translating cleanly between them matters most.

I stay close to what's emerging across industries, especially in technology. That curiosity shows up in side projects — testing new tools and building small systems that find the balance between control and efficiency, instead of trading one for the other.

If you can get 1 percent better each day for one year, you’ll end up thirty-seven times better by the time you’re done.

James Clear, Atomic Habits

Master the best that other people have already figured out.

Charlie Munger
Current Role
Applications Tech Risk Manager
Change Management · Audit · Incidents · Ex-Management Trainee
Interests
Technology & Finance
US Technology Stockmarket · Options + Fundamental Analysis
Hobbies
Gym · Golf · Tennis · Badminton
Practicing consistency over a long run
Contact

Say hello.

Email is the simplest way to reach me. I read every message that comes in.